{"id":113003,"date":"2019-12-03T14:42:38","date_gmt":"2019-12-03T14:42:38","guid":{"rendered":"https:\/\/wordpress.org\/plugins\/fintecture-bank-transfer-gateway-redirect\/"},"modified":"2025-12-01T09:41:13","modified_gmt":"2025-12-01T09:41:13","slug":"fintecture-payment-gateway","status":"publish","type":"plugin","link":"https:\/\/lv.wordpress.org\/plugins\/fintecture-payment-gateway\/","author":17661870,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_crdt_document":"","version":"3.10.5","stable_tag":"3.10.5","tested":"6.9.4","requires":"5.0","requires_php":"7.2","requires_plugins":null,"header_name":"Pay by Instant Transfer (by Fintecture)","header_author":"Fintecture","header_description":"Extends WooCommerce by Adding the Fintecture Instant Bank Transfer Payment Gateway","assets_banners_color":"","last_updated":"2025-12-01 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12:56:14"}},"upgrade_notice":[],"ratings":{"1":1,"2":0,"3":0,"4":0,"5":0},"assets_icons":{"icon-256x256.png":{"filename":"icon-256x256.png","revision":2549736,"resolution":"256x256","location":"assets","locale":""}},"assets_banners":[],"assets_blueprints":{},"all_blocks":[],"tagged_versions":["1.1","1.2","1.3","1.4","1.7","2.0","2.1","2.2","2.3","2.3.1","2.3.2","3.0","3.0.1","3.0.2","3.1","3.1.1","3.1.2","3.1.3","3.1.6","3.10.0","3.10.1","3.10.2","3.10.3","3.10.4","3.10.5","3.2.0","3.2.1","3.2.2","3.2.3","3.2.4","3.2.5","3.3.0","3.4.0","3.5.0","3.5.1","3.6.0","3.6.1","3.6.2","3.7.0","3.8.0","3.8.1","3.8.2","3.8.3","3.8.4","3.8.5","3.8.6","3.9.0","3.9.1","3.9.2","3.9.3"],"block_files":[],"assets_screenshots":{"screenshot-1.png":{"filename":"screenshot-1.png","revision":2729219,"resolution":"1","location":"assets","locale":""},"screenshot-2.png":{"filename":"screenshot-2.png","revision":2729221,"resolution":"2","location":"assets","locale":""},"screenshot-3.png":{"filename":"screenshot-3.png","revision":2729219,"resolution":"3","location":"assets","locale":""},"screenshot-4.png":{"filename":"screenshot-4.png","revision":2729221,"resolution":"4","location":"assets","locale":""}},"screenshots":{"1":"The customer chooses 'Secured wire transfer'.","2":"The customer selects his bank.","3":"The customer enters their online bank details.","4":"The customer confirms the payment."},"jetpack_post_was_ever_published":false},"plugin_section":[],"plugin_tags":[11009,3148,230836,507,1887],"plugin_category":[43,45],"plugin_contributors":[179269,179271,200517,251449],"plugin_business_model":[],"class_list":["post-113003","plugin","type-plugin","status-publish","hentry","plugin_tags-bank","plugin_tags-checkout","plugin_tags-fintecture","plugin_tags-payment","plugin_tags-payments","plugin_category-customization","plugin_category-ecommerce","plugin_contributors-anjansom","plugin_contributors-araluce","plugin_contributors-hugoposnic","plugin_contributors-quentinfintecture","plugin_committers-fintecture","plugin_committers-hugoposnic","plugin_committers-quentinfintecture"],"banners":[],"icons":{"svg":false,"icon":"https:\/\/ps.w.org\/fintecture-payment-gateway\/assets\/icon-256x256.png?rev=2549736","icon_2x":"https:\/\/ps.w.org\/fintecture-payment-gateway\/assets\/icon-256x256.png?rev=2549736","generated":false},"screenshots":[{"src":"https:\/\/ps.w.org\/fintecture-payment-gateway\/assets\/screenshot-1.png?rev=2729219","caption":"The customer chooses 'Secured wire transfer'."},{"src":"https:\/\/ps.w.org\/fintecture-payment-gateway\/assets\/screenshot-2.png?rev=2729221","caption":"The customer selects his bank."},{"src":"https:\/\/ps.w.org\/fintecture-payment-gateway\/assets\/screenshot-3.png?rev=2729219","caption":"The customer enters their online bank details."},{"src":"https:\/\/ps.w.org\/fintecture-payment-gateway\/assets\/screenshot-4.png?rev=2729221","caption":"The customer confirms the payment."}],"raw_content":"<!--section=description-->\n<h4>In short<\/h4>\n\n<p>Payment by Immediate Transfer allows your customers to pay you instantly from their bank account. You receive immediate confirmation and the payment is irrevocable.<\/p>\n\n<h4>The advantages of this product<\/h4>\n\n<p>Offer an adapted payment to your customers.<\/p>\n\n<p>Easily add the solution to your cash register and start accepting payments by instant transfer, simply and without any setup costs!\n(No need to change your payment provider)<\/p>\n\n<p>Collect payments without limit!<\/p>\n\n<p>Protect your income against fraud: the payment is non-cancellable and non-changeable.<\/p>\n\n<p>Increase your conversion rates by 15%: no more illegitimate rejections due to the multiplication of intermediaries.<\/p>\n\n<p>Reduce your transaction fees by 40% and only pay commissions when you receive a payment.<\/p>\n\n<h4>What your customers will like<\/h4>\n\n<ul>\n<li><p><strong>Simplicity:<\/strong> no need to create a Fintecture account, they connect directly to their online bank with the usual login details:<\/p>\n\n<ul>\n<li><strong>Without entering an IBAN<\/strong><\/li>\n<li><strong>Without adding a trusted beneficiary<\/strong><\/li>\n<li><strong>No additional cost<\/strong> <\/li>\n<\/ul><\/li>\n<li><p><strong>Security:<\/strong> no sensitive information is collected by either Fintecture or the merchants.<\/p><\/li>\n<li><p><strong>Rapid reimbursement:<\/strong> they are refunded within 1 working day.<\/p><\/li>\n<li><p><strong>Reliability:<\/strong> they can pay for large baskets without using their credit card limits.<\/p><\/li>\n<\/ul>\n\n<h4>Specifications<\/h4>\n\n<p><strong>Easy and Simple<\/strong><\/p>\n\n<p>Online payment has never been easier:<\/p>\n\n<ul>\n<li>At checkout, your customer chooses the payment method \"Secured wire transfer\"<\/li>\n<li>He selects his bank<\/li>\n<li>He connects with his usual identifiers<\/li>\n<li>He confirms the payment pre-filled for him<\/li>\n<\/ul>\n\n<p><strong>Immediate confirmation of payment<\/strong><\/p>\n\n<ul>\n<li>When the customer pays by \"Immediate Transfer\", you receive instant confirmation of the payment and the reconciliation is done immediately with WordPress as when the buyer pays by card.<\/li>\n<\/ul>\n\n<p><strong>No more rejects!<\/strong><\/p>\n\n<p>Fintecture allows you to collect money directly from your customer's account. No middlemen. No friction. No rejections, unlike credit cards where 15% of transactions are rejected even though the buyer has sufficient funds.<\/p>\n\n<p><strong>Maximum security<\/strong><\/p>\n\n<ul>\n<li>Your customer does not transmit their personal bank details to the merchant or Fintecture. They authenticate themselves directly with their bank.<\/li>\n<\/ul>\n\n<p><strong>No chargeback<\/strong><\/p>\n\n<ul>\n<li>The Fintecture instant transfer payment protects merchants: your customer cannot cancel or change his payment.<\/li>\n<\/ul>\n\n<p><strong>Pricing per transaction<\/strong><\/p>\n\n<ul>\n<li>Pay 40% less commission than your current commissions<\/li>\n<li>No fixed costs<\/li>\n<li>No hidden fees<\/li>\n<\/ul>\n\n<p><strong>Cash in quickly!<\/strong><\/p>\n\n<ul>\n<li>Depending on your customers' banks, you receive the money in your bank account between 10 seconds and 1 working day!<\/li>\n<\/ul>\n\n<p><strong>Facilitate your bank reconciliation<\/strong><\/p>\n\n<ul>\n<li>Each payment is paid in full into your bank account.<\/li>\n<li>Each payment includes the transaction number associated with the sale<\/li>\n<li>Do your bank reconciliation in the blink of an eye<\/li>\n<\/ul>\n\n<p><strong>Monthly billing<\/strong><\/p>\n\n<ul>\n<li>You will receive an invoice at the end of the month with the total amount of commissions on transactions made by payments by \"Secured wire transfer\".<\/li>\n<\/ul>\n\n<p><strong>Legal provisions<\/strong><\/p>\n\n<p>This module is compliant with the European Data Protection Regulation (RGPD).<\/p>\n\n<p>Fintecture is a payment institution supervised by the Banque de France and the ACPR under the N\u00b017248.<\/p>\n\n<p><strong>Languages<\/strong><\/p>\n\n<ul>\n<li>French<\/li>\n<li>English<\/li>\n<li>Spanish<\/li>\n<\/ul>\n\n<h4>Video<\/h4>\n\n<p>https:\/\/youtu.be\/2uD_dupfBys<\/p>\n\n<!--section=installation-->\n<p>Find and install the Fintecture Payment Gateway plugin by following these steps:<\/p>\n\n<ol>\n<li>Go to your WordPress administration portal<\/li>\n<li>Extensions -&gt; Search for extensions<\/li>\n<li>In the search field, type \"Fintecture\" and press Enter<\/li>\n<li>Once you have found the extension, press \"Install\", wait a few seconds, then press \"Activate\".<\/li>\n<li>Your extension is installed and ready to be configured! Congratulations!<\/li>\n<li>Go to WooCommerce -&gt; Settings -&gt; Payments -&gt; Fintecture Payment Gateway to configure the extension!<\/li>\n<\/ol>\n\n<!--section=faq-->\n<dl>\n<dt id='who%20can%20i%20contact%20if%20i%20have%20questions'><h3>Who can I contact if I have questions<\/h3><\/dt>\n<dd><p>To contact us, go to the website: https:\/\/www.fintecture.com\/<\/p><\/dd>\n\n<\/dl>\n\n<!--section=changelog-->\n<h4>3.10.5<\/h4>\n\n<ul>\n<li>Tested up to WordPress 6.9<\/li>\n<li>Tested up to WooCommerce 10.3<\/li>\n<\/ul>\n\n<h4>3.10.4<\/h4>\n\n<ul>\n<li>Tested up to WordPress 6.8<\/li>\n<li>Tested up to WooCommerce 9.7<\/li>\n<\/ul>\n\n<h4>3.10.3<\/h4>\n\n<ul>\n<li>Internal fix<\/li>\n<\/ul>\n\n<h4>3.10.2<\/h4>\n\n<ul>\n<li>Tested up to WordPress 6.7<\/li>\n<li>Tested up to WooCommerce 9.3<\/li>\n<\/ul>\n\n<h4>3.10.1<\/h4>\n\n<ul>\n<li>Fix potential error on a function name<\/li>\n<\/ul>\n\n<h4>3.10.0<\/h4>\n\n<ul>\n<li>Tested up to WordPress 6.6<\/li>\n<li>Tested up to WooCommerce 9.1<\/li>\n<li>Added support for Checkout Blocks on Woocommerce<\/li>\n<\/ul>\n\n<h4>3.9.3<\/h4>\n\n<ul>\n<li>Take cancelled status sent by webhook in consideration <\/li>\n<\/ul>\n\n<h4>3.9.2<\/h4>\n\n<ul>\n<li>Fintecture SDK update to handle rare key encryption issue<\/li>\n<\/ul>\n\n<h4>3.9.1<\/h4>\n\n<ul>\n<li>Tested up to WordPress 6.5<\/li>\n<li>Tested up to WooCommerce 8.7<\/li>\n<li>Add a link to our online CMS documentation<\/li>\n<li>Take more refund errors in consideration<\/li>\n<\/ul>\n\n<h4>3.9.0<\/h4>\n\n<ul>\n<li>Add a message to ask if private key has been saved when connection test is failing<\/li>\n<\/ul>\n\n<h4>3.8.6<\/h4>\n\n<ul>\n<li>Tested up to WooCommerce 8.5<\/li>\n<\/ul>\n\n<h4>3.8.5<\/h4>\n\n<ul>\n<li>Put JS and CSS in dedicated files to fix inline formatting issues<\/li>\n<\/ul>\n\n<h4>3.8.4<\/h4>\n\n<ul>\n<li>Fix a potential PHP warning<\/li>\n<\/ul>\n\n<h4>3.8.3<\/h4>\n\n<ul>\n<li>Add an extra check for redirection replays<\/li>\n<\/ul>\n\n<h4>3.8.2<\/h4>\n\n<ul>\n<li>Tested up to WordPress 6.4<\/li>\n<li>Update error messages on checkout page<\/li>\n<li>Update payment confirmation messages on validation page<\/li>\n<\/ul>\n\n<h4>3.8.1<\/h4>\n\n<ul>\n<li>Fix a typo for the \"recommended\" badge<\/li>\n<\/ul>\n\n<h4>3.8.0<\/h4>\n\n<ul>\n<li>Improve webhooks handling<\/li>\n<li>Change the payment method label on the checkout page<\/li>\n<li>Tested up to WooCommerce 8.1<\/li>\n<\/ul>\n\n<h4>3.7.0<\/h4>\n\n<ul>\n<li>Add compatibility with HPOS (High Performance Order Storage)<\/li>\n<li>Tested up to WooCommerce 8.0<\/li>\n<\/ul>\n\n<h4>3.6.2<\/h4>\n\n<ul>\n<li>Fix order confirmation page<\/li>\n<\/ul>\n\n<h4>3.6.1<\/h4>\n\n<ul>\n<li>Tested up to WordPress 6.3<\/li>\n<li>Tested up to WooCommerce 7.9<\/li>\n<\/ul>\n\n<h4>3.6.0<\/h4>\n\n<ul>\n<li>Add an optional recommended badge on checkout payment method<\/li>\n<\/ul>\n\n<h4>3.5.1<\/h4>\n\n<ul>\n<li>Fix rounding of refund amounts<\/li>\n<\/ul>\n\n<h4>3.5.0<\/h4>\n\n<ul>\n<li>Add a checkout design selection feature in the module configuration page<\/li>\n<li>Tested up to WooCommerce 7.7<\/li>\n<\/ul>\n\n<h4>3.4.0<\/h4>\n\n<ul>\n<li>Add an option to move Fintecture at top of payment methods depending of a configurable cart amount<\/li>\n<li>Support refund directly from your orders<\/li>\n<li>Permit to cancel a Fintecture payment (for Manual Transfer) by cancelling an order<\/li>\n<li>Add a status mapping feature in the module configuration page<\/li>\n<li>Add sections in module configuration page<\/li>\n<li>Tested-up to WP 6.2 and WC 7.6<\/li>\n<\/ul>\n\n<h4>3.3.0<\/h4>\n\n<p>Tested up to WooCommerce 7.4\nSupport partial and overpaid payment status\nImprove theme compatibility\nBump dependencies<\/p>\n\n<h4>3.2.5<\/h4>\n\n<p>Tested up to WooCommerce 7.1\nBump dependencies<\/p>\n\n<h4>3.2.4<\/h4>\n\n<p>Fix Fintecture dropdown not always shown\nTested up to WooCommerce 6.9\nBump dependencies<\/p>\n\n<h4>3.2.3<\/h4>\n\n<p>Tested up to WooCommerce 6.8\nBump dependencies<\/p>\n\n<h4>3.2.2<\/h4>\n\n<p>Tested up to WordPress 6.0\nTested up to WooCommerce 6.5<\/p>\n\n<h4>3.2.1<\/h4>\n\n<p>Force hiding of script and style elements on Fintecture checkout<\/p>\n\n<h4>3.2.0<\/h4>\n\n<p>Bump PHP requirement to 7.2\nTested up to WooCommerce 6.4<\/p>\n\n<h4>3.1.6<\/h4>\n\n<p>Tested up to WooCommerce 6.3<\/p>\n\n<h4>3.1.5<\/h4>\n\n<p>Fix an incompatibility with one other payment plugin<\/p>\n\n<h4>3.1.4<\/h4>\n\n<p>Tested up to WooCommerce 6.2<\/p>\n\n<h4>3.1.3<\/h4>\n\n<p>Tested up to WooCommerce 6.1\nReplace a deprecated call<\/p>\n\n<h4>3.1.2<\/h4>\n\n<p>Tested up to WooCommerce 6.0\nSome internal updates<\/p>\n\n<h4>3.1.1<\/h4>\n\n<p>Tested up to WooCommerce 5.9<\/p>\n\n<h4>3.1<\/h4>\n\n<p>New checkout design\nImprove handling of payment errors\nImprove PHP 7.1 compatibility<\/p>\n\n<h4>3.0.2<\/h4>\n\n<p>Update requirements checking<\/p>\n\n<h4>3.0.1<\/h4>\n\n<p>Small internal fix<\/p>\n\n<h4>3.0<\/h4>\n\n<p>Bump requirements\nRewrite using our new PHP SDK\nFix duplicates messages on saving of options\nLoad admin css only in our plugin page\nAlways show 'Fintecture - ' prefix in logs, errors and warnings<\/p>\n\n<h4>2.3.2<\/h4>\n\n<p>Load frontend css only on checkout\nImprove translations<\/p>\n\n<h4>2.3.1<\/h4>\n\n<p>Fix spelling mistakes\nTested up to WordPress 5.8<\/p>\n\n<h4>2.3<\/h4>\n\n<p>Fix spelling mistakes\nCheck price precision and warn the the merchant if needed\nImprove \"test connection\" flow<\/p>\n\n<h4>2.2<\/h4>\n\n<p>Add 'test credentials' buttons to config page\nUpload buttons instead of text fields for private keys\nBetter requirements check\nImprove security\nVarious fixes\nTranslation updates<\/p>\n\n<h4>2.1<\/h4>\n\n<p>Supports B2B<\/p>\n\n<h4>2.0<\/h4>\n\n<p>Changing checkout look &amp; feel<\/p>\n\n<h4>1.7<\/h4>\n\n<p>Redirection URL provided by client configuration<\/p>\n\n<h4>1.6<\/h4>\n\n<p>Payment icon styles<\/p>\n\n<h4>1.5<\/h4>\n\n<p>New payment validation algorithm\nNew payment validation flow\nNew final redirection page<\/p>\n\n<h4>1.4<\/h4>\n\n<p>Preparing to load the payment<\/p>\n\n<h4>1.3<\/h4>\n\n<p>Added icon styles for the Fintecture payment method<\/p>\n\n<h4>1.2<\/h4>\n\n<p>Added icons and changed the default order status to \"Payment Pending\"<\/p>\n\n<h4>1.1<\/h4>\n\n<p>This version allows bank transfers<\/p>","raw_excerpt":"Payment by instant transfer allows your customers to pay instantly and securely from their bank 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